Life Insurance Services in California

The sum of money that the insurer pays to the beneficiaries when the insured dies. It can be used for funeral expenses, debts, mortgage, education, or family maintenance.

Provides economic stability to the insured's dependents. Allows maintaining the standard of living after the policyholder's death.

Some policies, like Whole Life or Universal Life, accumulate cash value over time. That money can be withdrawn or borrowed while the insured is alive.

Optional add-ons to enhance your life insurance policy.

Key Options:

• Coverage for terminal or critical illness: early access to part of the death benefit.
• Waiver of premium payment due to disability.
• Accidental death benefit: additional payment if death is accidental.
• Insurance for children or spouse.